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To put it briefly, debtors who want to keep their automobiles will have to pay the entire bank loan sum in lieu of "cram down" the personal debt to the value of the vehicle.

I not too long ago accomplished a modification on my 1st, and my 2nd was dismissed from the financial institution. I did get a 1099 for the dismissed amount of money on the 2nd.

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two. If the worth is fairly near to the balance on 1st then you will need to take care of the 2nd house loan ahead of later because finally the worth of your home will go up high adequate to the 2nd home loan firm to have the ability to foreclose.

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Hello David, My spouse and I submitted chapter seven and it was discharged. The first mortgage was modified following discharge and our mortgage and now current with 100k deferral at the conclusion of a 40 yr time period. . The 2nd mortgage is actually a 12 months behind and was included in the bankruptcy.

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